Loan Enquiry2025-06-20T12:28:41+01:00

CHARLES STREET FINANCE

Loan Enquiry
Decision In Principle (DIP)

Please complete this form in full as it will enable us to process your enquiry quickly.

Current step:Step 1 - Loan Details
Step 2 - Borrower Details
Step 3 - Security Details

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clients’ success stories

This is the first time that we have partnered with Charles Street and we have found them to be very approachable and value added across all aspects of the development. As we continue to progress this project, we are already looking forward to partnering with them again on further opportunities and would not hesitate to recommend them.

Name Surname

Company Name

Charles Street have been a huge supporter of both me and the opportunities I have brought them over recent years. I have got to know the team well and have always found them responsive and dependable. Their experience and knowledge of the market has allowed them to be flexible when assessing potential deals and I have found this invaluable.

Person Name

Company Name

Having previously worked with a number of funding partners, I was introduced to Charles Street some years ago and have always found their service proposition, advice and assistance outstanding. As the relationship has evolved across a number of developments, our shared vision has resulted in great success.

Name of Person

Company Name

CHARLES STREET FINANCE

Loan Application FAQ’s

When could a residential bridging loan be used?2025-06-11T11:46:22+01:00

A bridging loan can support cases like:

  • Purchases from auction with fast completion
  • Planning gain/change of use to enhance property value
  • Mortgage chain break to progress before sale
  • Probate release on inherited property
  • Renovation financing to boost rental returns
  • Purchase at a discount to capture opportunities 
Is all commercial bridging non‑regulated?2025-06-11T11:45:20+01:00

Yes. Currently, commercial bridging finance—including for investment, buy‑to‑let, or commercial properties—is non‑regulated and not protected by the FCA .

When should commercial bridging be used?2025-06-11T11:44:57+01:00

Ideal for offices, retail units, industrial premises—or complex or large residential properties—where permanent funding is pending .

What is a bridging loan?2025-06-11T11:34:27+01:00

These loans—also called bridge financing—are short‑term funding used until permanent finance is secured or an existing obligation is cleared. They typically run for up to one or two years and are often used in real estate .

What are your minimum and maximum loan amounts?2025-06-11T11:39:59+01:00

Charles Street Finance provides loans from £75,000 up to £3 million, with larger loans considered by referral.

How much do you charge for additional borrowing?2025-06-11T11:47:45+01:00
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