CHARLES STREET FINANCE

A reputation for flexibility and simplicity

Founded in 1983, Charles Street Finance offer a variety of loan types secured against property, always putting the customer at the heart of everything we do.

To be the trusted partner of choice in UK property finance, delivering tailored lending solutions with integrity, speed, and a personal touch, fostering lasting relationships that empower our clients’ success.
We build trust through transparency, fairness, and accountability—doing the right thing, even when it’s not the easiest. Our relationships are rooted in honesty, consistency, and a genuine commitment to our clients’ long-term success.

Our team combines deep market knowledge with practical lending experience, enabling us to deliver smart, tailored solutions with speed and precision—solving complex funding challenges with confidence, clarity, and commercial understanding.

Customer Centric

Honesty and integrity are the principles at the core of a customer’s journey

Relationship Driven

We pride ourselves on having created many long-standing partnerships built on repeat business

Speed & Flexibility

A can-do approach fuels our speed of service from initial enquiry to payment

CHARLES STREET FINANCE

Customer experience
is at the heart of everything we do

A common-sense proposition built around transparency and attention to detail with you at the centre of everything.

building relationships
We take time to understand every client and every deal—because great outcomes start with genuine relationships.
sustaining relationships
Our service doesn’t end at completion. We stay connected, supporting you throughout your journey and future plans.
by your side
You’ll have direct access to decision-makers from day one—no call centres, no passing the buck.
no nonsense
We offer honest, informed guidance shaped by real market experience—not scripted responses.
speed
Fast decisions. Faster completions. Because when it matters most, timing is everything.
advice
We offer honest, informed guidance shaped by real market experience—not scripted responses.

CHARLES STREET FINANCE

Funding That Moves With You

Reputation

Our flexible, straightforward approach and prompt service have helped double our loan book in just three years.

Passion

The foundation of this success is a passion for building and sustaining relationships, which is why so many customers return to us time and again.

Journey

A funder who will be by your side today, tomorrow and into the future and will always provide the best advice and a quick no nonsense service.

clients’ success stories

This is the first time that we have partnered with Charles Street and we have found them to be very approachable and value added across all aspects of the development. As we continue to progress this project, we are already looking forward to partnering with them again on further opportunities and would not hesitate to recommend them.

Name Surname

Company Name

Charles Street have been a huge supporter of both me and the opportunities I have brought them over recent years. I have got to know the team well and have always found them responsive and dependable. Their experience and knowledge of the market has allowed them to be flexible when assessing potential deals and I have found this invaluable.

Person Name

Company Name

Having previously worked with a number of funding partners, I was introduced to Charles Street some years ago and have always found their service proposition, advice and assistance outstanding. As the relationship has evolved across a number of developments, our shared vision has resulted in great success.

Name of Person

Company Name

CHARLES STREET FINANCE

meet our decision making team

Our friendly and knowledgeable team are on hand to advise and assist in any and all enquiries during the decision-making process.

Jonathan Sally

Managing Director

Guy Parker

Operations Director

Steve Lewis

Finance Director

Tom Garthwright

Development & Property Manager

Chelsea Edwards

Senior Underwriter

Stephen Hamilton

Loan Servicing Manager

Pamela Cross

Lending Administrator

Nathan Crosthwaite

Relationship Manager

Steve Lewis

Finance Director

Tom Garthwright

Development & Property Manager

Chelsea Edwards

Senior Underwriter

Stephen Hamilton

Loan Servicing Manager

Pamela Cross

Lending Administrator

Nathan Crosthwaite

Relationship Manager

Ready to Fund Your Next Project?

Call us: 0161 333 1981
Salary Negotiations

awards & accreditations

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