Businesses2025-06-25T16:31:13+01:00

Businesses

Business Finance Solutions | Flexible Funding from Charles Street Finance

At Charles Street Finance, we understand that access to capital is critical to keeping your business moving. Whether you’re investing in new equipment, managing a cash flow shortfall, or settling an unexpected tax bill, our tailored business finance solutions help you move forward with confidence.

Whether you’re facing an urgent funding challenge or planning your next growth phase, Charles Street Finance is your partner for fast, reliable business finance solutions in the UK.

CHARLES STREET FINANCE

Smart, Fast Funding for UK Businesses

We provide short-term, secured lending to UK businesses across a wide range of sectors, structured around your cash flow and commercial needs.

Fast Decisions

Terms in 24 hours to keep your deal moving.

decades of experience

Trusted expertise in business and finance.

On-Going Support

We’re with you before, during, and after.

by your side today, tomorrow
and into the future

Call us 0161 333 1981
Salary Negotiations

CHARLES STREET FINANCE

Business Finance Tailored to You

We offer flexible lending solutions for:

  • Capital Expenditure (CapEx) Finance

  • Invest in growth with funding for new machinery, equipment, or infrastructure improvements—without straining working capital.
  • Asset Finance

  • Unlock the value of existing business assets or fund the purchase of new ones with structured asset-backed finance.
  • Short-Term Business Loans

  • Cover temporary cash flow gaps, seize time-sensitive opportunities, or manage operational costs with loans from £50,000 to £5 million.
  • Corporation Tax & VAT Bill Funding

  • Avoid penalties and protect cash flow by spreading the cost of HMRC liabilities over a manageable term.

CHARLES STREET FINANCE

Who We Work With

We support a wide range of businesses, including:

  • SMEs and established trading companies
  • Limited companies & LLPs
  • Professional service firms
  • Property developers and contractors
  • Logistics, construction, manufacturing, retail & more

We welcome complex structures, multiple shareholders, and companies with unique funding needs.

CHARLES STREET FINANCE

How It Works

  • 1

    Tell Us About Your Business Needs – Complete a quick online form or speak to one of our business lending specialists.

  • 2

    Get Indicative Terms – We’ll provide terms within 24 hours and work with you to structure the loan to suit your business.

  • 3

    Legal & Due Diligence – We carry out property or asset valuations and legal checks.

  • 4

    Receive Funds Fast – Funds can be released in as little as 5–10 working days from agreement.

CHARLES STREET FINANCE

Why Choose Charles Street Finance?

  • Fast, flexible decisions with direct access to underwriters
  • Security-backed lending for larger, more affordable loans
  • No industry restrictions—we consider all trading businesses
  • Transparent costs and flexible repayment options
  • Hands-on support from experienced commercial finance professionals
clients’ success stories

This is the first time that we have partnered with Charles Street and we have found them to be very approachable and value added across all aspects of the development. As we continue to progress this project, we are already looking forward to partnering with them again on further opportunities and would not hesitate to recommend them.

Name Surname

Company Name

Charles Street have been a huge supporter of both me and the opportunities I have brought them over recent years. I have got to know the team well and have always found them responsive and dependable. Their experience and knowledge of the market has allowed them to be flexible when assessing potential deals and I have found this invaluable.

Person Name

Company Name

Having previously worked with a number of funding partners, I was introduced to Charles Street some years ago and have always found their service proposition, advice and assistance outstanding. As the relationship has evolved across a number of developments, our shared vision has resulted in great success.

Name of Person

Company Name

CHARLES STREET FINANCE

Common Uses of Our Business Loans

  • Equipment purchases or upgrades
  • Asset-backed working capital
  • Corporation Tax or VAT payments
  • Payroll or supplier payments
  • Expansion and growth initiatives
  • Bridging seasonal income gaps

Charles Street Finance – Trusted Lending for Ambitious Businesses

Call us 0161 333 1981
Salary Negotiations

CHARLES STREET FINANCE

Business FAQ’s

When could a residential bridging loan be used?2025-06-11T11:46:22+01:00

A bridging loan can support cases like:

  • Purchases from auction with fast completion
  • Planning gain/change of use to enhance property value
  • Mortgage chain break to progress before sale
  • Probate release on inherited property
  • Renovation financing to boost rental returns
  • Purchase at a discount to capture opportunities 
Is all commercial bridging non‑regulated?2025-06-11T11:45:20+01:00

Yes. Currently, commercial bridging finance—including for investment, buy‑to‑let, or commercial properties—is non‑regulated and not protected by the FCA .

When should commercial bridging be used?2025-06-11T11:44:57+01:00

Ideal for offices, retail units, industrial premises—or complex or large residential properties—where permanent funding is pending .

What is a bridging loan?2025-06-11T11:34:27+01:00

These loans—also called bridge financing—are short‑term funding used until permanent finance is secured or an existing obligation is cleared. They typically run for up to one or two years and are often used in real estate .

What are your minimum and maximum loan amounts?2025-06-11T11:39:59+01:00

Charles Street Finance provides loans from £75,000 up to £3 million, with larger loans considered by referral.

How much do you charge for additional borrowing?2025-06-11T11:47:45+01:00
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